Control Your Risk with Fleet Insurance
Lower your risk – increase your peace of mind
Merchants Fleet offers some of the highest-rated and most competitive fleet insurance packages in the industry. As one of the few fleet leasing companies that provides insurance coverage, we take a personalized approach to determine your fleet insurance needs and risk tolerance. With over 50 years of corporate vehicle lease experience, our experts can determine the right level of coverage for your fleet.
We Have You Covered
Our fleet insurance coverage can include physical damage, liability, or both, with flexible deductibles ranging from $0 to $2500. All liability limits and coverages are per state requirements.
- Medical Payments
- Uninsured/Underinsured Motorist Bodily Injury and Property Damage
- Bodily Injury Liability
- Property Damage Liability
- Comprehensive & Collision
- $1 Million in Liability Protection
- Insurance for 100% of Physical Damages
- Liability Insurance to Supplement Your Self-Insured Comprehensive
Reduce Costs and Increase Cash Flow
Merchants Fleet clients who utilize fleet insurance typically save 10-20% on their premiums over traditional policies. With no down payment, no finance charges, and automatic on/off with your lease, you can make sure you are paying just for the fleet insurance coverage you need and nothing extra.
Understand and Control Your Risk
Merchants Fleet will review loss history, driver experience, motor vehicle records (annually and for new hires), and company safety policies. By examining the big picture of your risk, we ensure you never pay more than you should for your fleet insurance coverage.
Experience Streamlined Claim and Repair Management
Reduce your administrative burden – let Merchants Fleet process insurance cards and handle claims and repair activity. Our experts are well-versed in insurance laws and requirements for all 50 states. Reporting and managing all claim activity is handled by us on your behalf. Every time a driver experiences an accident, we run a preventable or non-preventable assessment.
Our goal is to keep your downtime to a minimum. Merchants Fleet has a nationwide network of auto body shops, which makes it quick and easy to find a place for repairs. Drivers have 24/7 access to towing assistance, and they never have to pay out of pocket for repairs or handle any part of the repair transaction. While a vehicle is in the shop, we can get you a temporary replacement so you can conduct business as usual.