Merchants Fleet | Services | Accident Management

Vehicle Management

Fleet Accident Management

Get the advocate you need when accidents strike.

Car with a crushed front being loaded onto a tow truck ramp in a grassy area.
A person in a suit and a person in an orange vest examine a damaged car on a road.

ADMINISTRATION

Accidents Happen — But You’re In Good Hands

When things go sideways on the road, Merchants Fleet steps in to keep your drivers safe and your business running smoothly. From 24/7/365 driver support to claims processing and repairs, we handle the heavy lifting so you don’t have to. 

Need a loaner vehicle? We’ll coordinate that too, so you can focus on your business while we manage the rest.

24/7/365 Driver Support

Immediate assistance whenever accidents happen, including towing, incident reporting, and roadside help.

Comprehensive Claims Handling

Certified adjusters and a nationwide repair network ensure quick, quality resolutions.

Expert Subrogation Services

Dedicated specialists recover your costs while keeping you informed every step of the way.

Full Transparency

Access claim details, photos, and repair progress in real time through our tracking system.

Driver Support and Claims Management

With Merchants, your drivers are never left stranded. Our round-the-clock support provides roadside assistance, towing, and first notice of loss reporting with customized details to suit your fleet.

Our certified claims adjusters use the latest estimating software and partner with our nationwide repair network to ensure efficient, high-quality repairs. Breathe easy — we’ve got this.

Man inspecting a car's damaged bumper with a clipboard and pen.

Subrogation Expertise and Transparency

Recovering costs after an accident can be challenging if you don’t have the right advocate in your corner. Our subrogation specialists handle fault determinations and legal processes with efficiency and expertise.

And since we prioritize transparency, you can access real-time claim updates, accident photos, estimates, and progress reports at any time. Our tools make it easy to track repairs and review custom reports, ensuring you’re always in the loop.

Advanced Vehicle Damage Reporting

Post-accident reporting has never been easier. Our convenient vehicle condition reporting feature turns any smartphone into a professional-grade inspection tool. By identifying even the smallest issues, this tool ensures accurate, transparent assessments every time. 

Whether it’s for maintenance planning or post-incident reviews, we’ll help you streamline the inspection process to save time, cut costs, and keep your fleet moving.

Two people discuss data on a tablet with charts and graphs, sitting at a desk with a laptop.
White vans in a row at dusk

Frequently Asked Questions

What is fleet accident management?

Our accident management services include claims processing, repair coordination, subrogation recovery, and 24/7/365 driver support to keep your fleet moving after an incident.

How can I reduce fleet accidents?

Telematics can track driver behavior and provide actionable insights. Combine this with safety training, clear policies, and regular vehicle maintenance to promote safer driving and reduce accidents.

How does accident reporting work?

Within 24 hours of filing a claim, a First Notice of Loss (FNOL) is sent to your designated contacts. Serious accidents are escalated immediately to ensure a swift response.

How does subrogation benefit my business?

Our subrogation specialists handle fault determinations and cost recovery, so you don’t have to. You’ll have full visibility into every step of the process, from claim details to recovered funds.

Talk to a Fleet Expert

"*" indicates required fields

Name*
Please enter a number greater than or equal to 0.
Hidden
Hidden
Hidden
Hidden
This field is for validation purposes and should be left unchanged.