Acquisition Services
Fleet Leasing & Financing
We work to find terms that work for you.
ACQUISITIONS
Flexible Options On Your Terms
Your business has unique needs, and your fleet leasing strategy should reflect that. Whether you’re exploring open-end or closed-end leases, short-term solutions, or innovative programs like Rent-to-Lease, our team is here to tailor solutions that fit your goals and keep your business moving forward.
We’ll partner with you to:
- Design financing terms and structures that work for you
- Find vehicles perfectly suited to your drivers’ needs
- Simplify fleet management with an all-in-one service package
With Merchants, fleet leasing is more than a transaction — it’s a collaboration.
Open-End Lease
If flexibility is your priority, an open-end lease gives you the benefits of leasing with the equity of ownership. With customizable structures and multiple options, it’s perfect for businesses looking for long-term control.
Close-End Lease
For predictable budgeting and cost control, a closed-end lease locks in your expenses, protecting you from market fluctuations. At the end of the lease, you’re only responsible for excess mileage or damage.
Rent-to-Lease
Need a vehicle now but considering long-term options later? Our Rent-to-Lease program lets you start with a rental and seamlessly convert it to a long-term lease, saving you time and hassle.
Own-to-Lease
Free up capital while keeping your fleet on the road. With our Own-to-Lease program, you can sell your current vehicles to Merchants Fleet and lease them back through a structured operating lease.
Acquisition
There are tons of options for getting the vehicles you need. Let’s talk about it!
Re-amortization
Change is inevitable — if you need to reevaluate your lease terms or want to pay off a sizable chunk, just let us know and we’ll get the ball rolling.
Fleet Leasing vs. Owning
When you lease with Merchants, you get more than just vehicles — you gain a true fleet management partner. We’ve broken down the ways in which leasing stacks up against owning.
Still unsure which option is right? Our fleet experts are here to help evaluate your needs and recommend the best solution for your business.
| Leasing | Owning |
|---|---|
| Lower acquisition costs | Higher upfront investment |
| Flexible terms for scalability | Longer lifecycles with higher maintenance |
| Tax benefits and predictable expenses | Establish equity over time |
| Easier upgrades to newer models | Requires significant capital for new vehicles |
FLEET ELECTRIFICATION
Electric Vehicle Fleet Leasing & Financing
If you’re thinking about going electric, we offer a wide range of electric vehicles (EVs) and customized support to help you make the switch seamlessly.
Our ClearCharge™ program simplifies everything from infrastructure planning to billing, so you can focus on running your business while we handle the rest.
Frequently Asked Questions
What types of leases do you offer?
Merchants Fleet believes in a tailored approach and understands leases are not a one-size-fits-all product. We will work with you to determine exactly what you need for lease funding. Some of our options include open-end, close-end, short-term leasing, re-leasing, and value leasing. We also offer fleet buyback and vehicle acquisition programs. Learn more here.
How quickly can I get my fleet vehicle(s)?
Merchants Fleet works with manufacturers and dealers nationwide. Your sales executive will work with you to determine your needs and get your vehicles as soon as possible. However, timeframes may vary according to the type of vehicle you need, your specifications, and manufacturer timelines.
Will my fleet be eligible for any government-specific discounts and services?
Discounts and benefits include low, guaranteed fixed rates, tax-exempt leasing and registration, and unique lease structure. There are also options for flexible payment terms.
What happens at the end of my lease?
Merchants Fleet offers two different remarketing options: GuaranteeTRAC®, which gives you a guaranteed price up front, or OpenTRAC®, where Merchants Fleet remarkets your vehicles on your behalf. Depending on your lease, you may also be able to use our fleet buyback program or extend your terms.
How long are your leases?
Merchants Fleet offers leases as short as a few months, up to traditional lease lengths. Our team can help you determine the optimal lease duration for your individual needs.
Experience what expert knowledge can do for
your fleet.
Speak with a Merchants Fleet expert about our total fleet solutions for your organization or industry.