Acquisition Services
Commercial Vehicle Leasing & Financing
Whether you need short-term or long-term leases (or aren’t quite sure what you need), our experts are here to help.
Fleet Leasing & Financing
Terms Tailored to Fit Your Business
Merchants Fleet offers commercial vehicle financing programs designed to help businesses of all sizes build flexible, reliable fleets. From seasonal van leases for summer camps to long-term leases with custom upfits for enterprises, our experts are here to find the perfect solution to keep your business moving forward.
Flexible Terms & Loan Options
We offer a variety of leases designed to fit your needs. And if those needs change, we’ve got a variety of options to keep up.
Access to the Latest Vehicles
From vans and heavy-duty trucks to cars and EVs, our inventory is always updated with the newest makes and models.
A Dedicated Fleet Management Team
You’ll be backed by a dedicated client service rep and a team of industry experts, providing seamless support every step of the way.
Affordable Monthly Payments
Take advantage of budget-friendly monthly payments designed to fit your finances, helping you manage costs without compromising your business operations.
We’ve Got Options.
No matter your commercial fleet needs, we offer flexible and customized loan and leasing options.
Plus, commercial vehicle loans also come with tax benefits, including the Section 179 tax deduction, which allows you to deduct up to 100% of lease payments for the purchasing year.
- Open-end leases: Enjoy all the benefits of leasing with a plan that gets you as close to ownership as possible.
- Closed-end leases: This low-risk option offers predictable expenses, fixed terms, and no obligations.
- Short-term leases: Choose flexible lease terms ranging from just three months to up to one year.
- Long-term leases: Our financing programs are perfect for long-term use, with the ability to scale as your business grows.
- Seasonal leases: Take advantage of skipped payment options, so you won’t be billed during your off season.
- Value leases: Save big by leasing used, low-mileage vehicles that offer great value.
Leasing that allows for complete customization.
Leasing doesn’t mean you have to settle for what’s standard. If your vehicles need a little tweaking, our in-house upfit engineering team has you covered. We’ll spec your project and connect you to our nationwide network of vendors, all while acting as your single point of contact throughout the process.
Frequently Asked Questions
What are the benefits of partnering with a fleet management company?
It’s no secret that the EV movement is happening, and we’ll be your trusted partner who can help you stay ahead of the curve and achieve both your fleet and sustainability goals. A fleet can make a large impact on sustainability and vehicle operations, and working with a fleet management company is a low-risk way to do that. They are a viable option for your business and total cost of ownership.
How long are your leases?
Merchants Fleet offers leases as short as a few months, up to traditional lease lengths. Our team can help you determine the optimal lease duration for your individual needs.
How long does it take to get approved for a fleet rental?
Our process takes an average of 3 to 5 days, which includes performing a credit check.
What if I want to extend the term on my vehicle?
If you need to extend the term on your vehicle, you have options! We offer month-to-month terms if you need to extend for a short period, or you also have the option to change your vehicle over to a long-term lease if you need a more permanent arrangement.
How quickly can I get my fleet vehicle(s)?
Merchants Fleet works with manufacturers and dealers nationwide. Your sales executive will work with you to determine your needs and get your vehicles as soon as possible. However, timeframes may vary according to the type of vehicle you need, your specifications, and manufacturer timelines.
What happens at the end of my lease?
Merchants Fleet offers two different remarketing options: GuaranteeTRAC®, which gives you a guaranteed price up front, or OpenTRAC®, where Merchants Fleet remarkets your vehicles on your behalf. Depending on your lease, you may also be able to use our fleet buyback program or extend your terms.
Smart People. Smart Data. Fleet Management Success.
Our fleet consultants have it all — the experience, the skills, and the industry know-how. Add in the data and technology at our fingertips, and you’ve got a team that’s ready and eager to work with clients like you.
Experience what expert knowledge can do for
your fleet.
Speak with a Merchants Fleet expert about our total fleet solutions for your organization or industry.